Online banking apps offer a convenient way to manage your finances and daily transactions. They provide quick access to your account balances, transaction history, and card statements with just a few taps on your smartphone. These apps also let you transfer money between accounts, pay bills, and open deposits. With many useful features, online banking can help you track your spending, budget for upcoming expenses, and save for long-term goals.
While several online banking apps are available to download, selecting one that protects your financial information is essential. Here is a look at four of the best online bank account apps that offer secure banking from home.
- IDFC FIRST Bank Mobile banking App
With the IDFC FIRST Bank mobile banking app, you can manage your bank account and daily transactions quickly and securely. The app includes features such as adding funds instantly from any account, viewing and managing upcoming spending, investing in mutual funds, and opening a fixed deposit in just two clicks.
This premium online bank account app also comes with a ‘smart statement’ feature to give users insights into where their money is going. Moreover, you can start investing from as low as ₹500 per month through this app.
For added security, the IDFC FIRST Bank mobile banking app allows users to use MPIN (mobile banking personal identification number) and set up biometrics such as fingerprint or face recognition to log in securely to their account. This added security makes the IDFC FIRST Bank mobile banking app as safe as the bank’s net banking feature.
- HDFC Bank Mobile Banking App
The HDFC Bank Mobile Banking app helps you quickly access your accounts with the Face ID unlock feature. Its one-view update feature gives you an overview of your relationships with the bank, including savings account, credit card outstanding amounts, and fixed deposits.
With its UPI, automatic bill payment, and mobile recharge notifications, you can quickly pay bills and keep track of your expenses. Furthermore, the share and download options help you share transfer receipts with your contacts within seconds.
- ICICI BANK iMOBILE App
With the ICICI BANK iMOBILE app, you can view your account balance, credit card statements, and loan balances with a few clicks. Using different payment methods, you can also transfer funds and make bills and tax payments through the app.
This online mobile bank app lets you open and renew general and life insurance policies directly from your phone. Most importantly, you can invest in PPF, mutual funds, bonds, etc., and track them with in-built tools.
- Axis Mobile Banking App
The Axis Mobile Banking App offers 100+ features and services to help you conduct your banking needs, including paying bills, transferring funds, and linking other bank accounts using UPI. Axis Bank MobileBanking offers you the same level of security as Axis Bank internet banking, as it comes with an mPIN facility and biometrics to secure your transactions.
The apps mentioned above fulfil the requirements of an ideal banking app. From checking account balances and conducting monetary transactions to managing investments, these apps give you complete convenience regarding online banking.